Insurance Reinstatement Assessment

Is your building over-insured?  Are you paying too high a premium?

Statistics prove that the opposite is more likely to be the case: many buildings are significantly under-insured.  At Pinders, we are able to carry out accurate Insurance Reinstatement Assessments, which provide the following benefits:

  • Assurance that the value covered is adequate and that you would not be out of pocket should you ever need to claim.
  • Reduces the risk of an under-insurance penalty being applied, so lowering the amount payable in the event of a partial or total claim.
  • A loss adjuster can immediately focus on the claim rather than resolving issues of under-insurance, which can delay the process of reinstatement and increase costs.
  • Ensures that restoration of any historic building is fully funded, so that its value to the townscape and wider community is not lost.
  • Peace of mind for all parties to the insurance contract.

For more information about this service, please click the links on the right to view our information sheet / sample report. Alternatively you can speak to our one of our Building Services Team on 01908 350500 or e-mail

Sample Reports
Information Sheet